insured's credit history.
(b) Enforcement.--Upon satisfactory evidence of a violation
of this section by an insurer or insurance producer or on
satisfactory evidence of conduct that would disqualify an
insurance producer from initial issuance of a certificate of
qualification under former section 604 or 622 or under Article
VI-A of the act of May 17, 1921 (P.L.789, No.285), known as The
Insurance Department Act of 1921, the department may pursue any
one or more of the following courses of action regardless of
whether the insurer or insurance producer was previously
authorized to utilize credit history by the department:
(1) Suspend , revoke or refuse to renew the certificate
of qualification or license of the offending party or
parties.
(2) Impose a civil penalty of not more than $5,000 for
each action in violation of any of the provisions of this
section.
(3) Issue an order to cease and desist.
(4) Impose other conditions as the department may deem
appropriate.
(c) Rules and regulations.--The department may promulgate
rules and regulations necessary to administer this section.
(d) Definitions.--As used in this section, the following
words and phrases shall have the meanings given to them in this
subsection unless the context clearly indicates otherwise:
" Credit history. " A written, oral or other communication of
information by a consumer reporting agency bearing on a
consumer's credit worthiness, credit standing or credit
capacity, which is used, expected to be used or collected in
whole or in part for the purpose of serving as a factor in
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